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📈 Calculator POMIS Calculator Post Office MIS Post Office Monthly Income Scheme — Calculate your guaranteed monthly payout instantly Current Rate: 7.4% p.a.  ·  Tenure: 5 Years  ·  Govt. Guaranteed Account Type Single Joint Max: ₹9 Lakh Investment Amount ₹ Please enter an amount between ₹1,000 and the maximum limit for your account type. ₹1 Lakh ₹3 Lakh ₹5 Lakh ₹7.5 Lakh ₹9 Lakh (Max) ₹1,000 ₹9,00,000 Your Monthly Income & Returns Monthly Payout ₹3,083 Paid every month for 5 years Credited Monthly ...

Investing RD vs Mutual Fund SIP: Which One Wins in 2026? You save ₹5,000 every month. Should you park it in an RD — safe and predictable — or invest it in a mutual fund SIP and aim for bigger returns? Here's the honest, numbers-backed answer for every type of salaried investor. Updated March 2026 RD Rates 2026 SIP vs RD Tax Comparison AK Anaru Khakhlary SmartINR · Personal Finance for Salaried Indians · Updated March 2026 📄 Table of Contents × 1 Quick Answer: RD or Mutual Fund SIP? 2 What Is an RD and How Does It Work? 3 What Is a Mutual Fund SIP? 4 RD vs Mutual Fund SIP: Full Comparison Table 5 Returns Comparison: Real Numbers 6 Tax Treatment: Where RD Loses 7 Who Should Choose What? 8 Decision Framework for Salaried Indians 9 FAQs Quick Answer: RD or Mutual Fund SIP? ...

Salary Management How to Divide Your Salary Every Month — Simple Guide for Indians Stop wondering where your money went. Here is a practical system to split your salary into savings, bills, and daily expenses — so every rupee has a job. 60%+ Indians save less than 10% of salary 4 Smart buckets to divide your income 5 min To set up your salary split today AK Anaru Khakhlary  ·  SmartINR  ·  Personal Finance for Salaried Indians  ·  Updated March 2026 Quick Answer: Divide your salary into 4 parts — 20% savings first , then 50% for fixed expenses (rent, EMI, bills), 20% for daily living, and 10% as a buffer. This is the easiest salary split formula for salaried Indians. The key is to move your savings on the same day your salary arrives — before spending anything. 📋 In This Article ✕ 1 Why Salary Runs Out Befo...